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If your company’s last employee benefits renewal involved choosing the option that sucks the least, you’re not alone. While the Peterson-KFF Health System Tracker reports that small group insurers proposed an average premium increase of 11% for the 2026 plan year, many employers experienced increases that were much steeper than

Do you know your health plan options? In addition to fully insured health plans, businesses can consider level-funding or self-funding for their health coverage needs. Before you settle on an option, take a moment to understand the differences between these three approaches. Level-Funding vs. Self-Funding vs. Fully Insured at a

Everyone knows that sky-high healthcare costs are a problem in the U.S. According to the Peter G. Peterson Foundation, U.S. healthcare spending per capita is $14,885 as of 2024. That’s more than double the average per capita healthcare spending of just $7,371. In comparison, Canada’s per capita healthcare spending is

What happens when employers can’t afford to provide adequate family coverage, and workers can’t afford to get the care they need? Our country is already seeing the results – delayed care, medical debt, hurting families and stressed workplaces. The problems facing our healthcare system are substantial, and the solutions need