Latest news and updates
Stay informed with the latest developments, news, and updates from our team.
Health plan data can tell you a lot, but only if you have access to it and know how to use it. With the right information, employers can identify cost drivers and make meaningful changes to control costs. However, fully insured employers often lack access to this information, making it
Self-funding isn’t the right fit for every employer, but misconceptions about how the model works may prevent some companies from considering an option that could offer greater flexibility and control. This is particularly true for small and midsize employers that may assume self-funding is too risky or complex for their
Have you ever gone to the grocery store to buy potato chips, only to be overwhelmed by a massive number of seemingly identical options? Having more choices doesn’t necessarily lead to a better decision. The same can be true of provider networks. For employers, the best network isn’t necessarily the
Some employee benefits advisors offer self-funding as a health plan option for smaller employers, but they rarely lead with it. Fully insured health plans are often viewed as the norm, while self-funded options may be presented as a higher-risk alternative. As employers become increasingly dissatisfied with traditional health plan options,
BOISE, Idaho, Sept. 14, 2026 – NAIA colleges and universities participating in the THRIVE employee health captive can now implement a new strategy for reducing healthcare costs while improving employee benefits. Through a partnership with Health2Business, participating institutions can implement direct contracts with local healthcare providers rather than relying solely
If you’re like a lot of employers right now, you’re looking for ways to reduce employee benefits costs. Rising health care and pharmacy spending continue to put pressure on employer benefits budgets. To protect their bottom line, some employers may consider reducing coverage, increasing employee contributions or raising deductibles. These
The most valuable benefits package isn’t necessarily the one with the most benefits. It’s the one that directs employer spending toward the benefits that employees actually need, understand and can afford to use. Even a substantial benefits investment can miss the mark when employee benefits plan design doesn’t reflect the
An employee benefits plan renewal should be a decision, not a default. Ahead of open enrollment, employers face a familiar annual cycle. They receive the group health plan renewal notice, review the changes and decide how to move forward. Premium hikes, increased out-of-pocket costs, narrower networks and reduced coverage can
As your organization grows, managing employee benefits often becomes more complex. Rising costs, a larger or more dispersed workforce, greater administrative demands and changing employee expectations may require more from your employee benefits broker than they once did. If you’re no longer receiving the strategy, service or health plan solutions
GLP-1 utilization has surged, driving increased pharmacy spending and forcing employers to make difficult decisions. How do you provide access to in-demand and potentially valuable treatments while keeping your health plan affordable and sustainable? Heading into the next round of health plan renewals, GLP-1 coverage has become a critical cost
To control healthcare spending, you need to understand it first. Healthcare costs continue to rise, creating challenges for both employers and employees. A recent UnitedHealthcare Briefing, drawing on data from the 2026 Health Trends Report, highlights the key factors driving spending increases and offers strategies employers can use to help
It’s become increasingly difficult to stand out in employee benefit sales. Most brokers are offering the same basic plan designs from the same carriers, and employers often aren’t impressed with the options. A blue ocean strategy offers a different approach. Instead of struggling to get noticed in a crowded market,