Level-Funding vs. Self-Funding vs. Fully Insured Health Plans: What’s the Difference?
Do you know your health plan options? In addition to fully insured health plans, businesses can consider level-funding or self-funding for their health coverage needs. Before you settle on an option, take a moment to understand the differences between these three approaches. Level-Funding vs. Self-Funding vs. Fully Insured at a Glance In a fully insured […]
Healthcare Market Dynamics: Why Care Costs More in the U.S. and A Solution That’s Finally Working
Everyone knows that sky-high healthcare costs are a problem in the U.S. According to the Peter G. Peterson Foundation, U.S. healthcare spending per capita is $14,885 as of 2024. That’s more than double the average per capita healthcare spending of just $7,371. In comparison, Canada’s per capita healthcare spending is $7,301 and Korea’s is just […]
Rising Healthcare Costs Hurt – How A Direct Employee Benefit Model Is Changing the Paradigm
What happens when employers can’t afford to provide adequate family coverage, and workers can’t afford to get the care they need? Our country is already seeing the results – delayed care, medical debt, hurting families and stressed workplaces. The problems facing our healthcare system are substantial, and the solutions need to be bold. How Many […]